# SecretCrush AI vs Xotic AI (2026): Lower Price, More Images, More Free Messages > SecretCrush AI is $16.99 a month with 83 images included; Xotic AI is $24.99 with 20. Plans, coin costs, speed and free limits compared side by side. - Published: 2026-10-14 - Updated: 2026-10-14 - Author: SecretCrush AI Editorial - Category: Comparisons - Canonical URL: https://secretcrush.ai/blog/secretcrush-vs-xotic-ai *Disclosure: SecretCrush AI publishes this blog. Facts about other apps come from their own public pages, checked on 14 October 2026.* ## The short answer **SecretCrush AI** is the better buy if you want immersive one-to-one roleplay with pictures and video along the way. It costs less and includes far more images: **$16.99 a month with 500 coins (83 images)** against Xotic AI's **$24.99 a month with 1,000 XOT (20 images)**. A free account gets twice the daily messages, 10 against 5, and you can buy coins without subscribing at all. It is also faster. A SecretCrush AI image is ready in about **10 to 15 seconds** and a video clip in about **40 seconds**, so the picture arrives while the scene is still happening. 10 free messages every day, no card needed. Upgrade only when you want more. [Start free on SecretCrush AI](https://secretcrush.ai/) ## Why SecretCrush AI comes out ahead - **Immersive, realistic roleplay.** Characters stay in the scene, remember what you built together and answer like people, not menus. Premium adds unlimited messages with advanced memory and premium models. - **Lower subscription price.** $16.99 against $24.99 a month, and $107.88 against $149.99 a year. - **About four times the images.** 83 images from the monthly allowance against 20. On the smallest coin pack, an image costs about $0.20 against about $0.45. - **Faster pictures and video.** About 10 to 15 seconds per image and 40 seconds per video, against the 30 to 60 seconds and one to two minutes or more that are common elsewhere. - **Coins without a subscription.** Packs of $10, $50 and $100 are open to free accounts, and bought coins never expire. Xotic's packs start at $19.99 and need an active subscription. - **No pay-per-message extras.** Ordinary chat on a SecretCrush AI plan never spends coins. Xotic charges 10 XOT per message to its flagship "Girlfriend Experience" characters. - **More free messages.** 10 a day, renewed every day, against 5. - **A cheaper typical month.** In the worked month below, 30 images and 3 videos cost $16.99 on SecretCrush AI and $44.98 on Xotic. ## At a glance | | SecretCrush AI | Xotic AI | |---|---|---| | Roleplay | Immersive, realistic one-to-one roleplay | Chat, group chats and a multi-character story mode | | Free messages | 10 a day, every day | 5 a day, on the free model | | Premium messages | Unlimited, with advanced memory | Included; flagship characters cost 10 XOT a message | | Monthly plan | $16.99 | $24.99 | | Quarterly plan | $38.97 ($12.99 a month) | Not offered | | Yearly plan | $107.88 ($8.99 a month) | $149.99 ($12.50 a month) | | Included each month | 500 coins (600 on yearly) | 1,000 XOT | | Images from the monthly allowance | 83 | 20 | | Image speed | About 10–15 s | 30–60 s | | Video speed | About 40 s per clip | 1–2 min+ | | Coin packs | $10, $50, $100; open to free accounts | $19.99 to $499.99; subscribers only | *Prices in USD, checked 14 October 2026. SecretCrush AI figures are our own current prices and limits.* ## What a month costs: $16.99 vs $24.99 - **SecretCrush AI Premium:** $16.99 monthly, $38.97 every three months ($12.99 a month), or $107.88 a year ($8.99 a month). Monthly and quarterly plans add 500 bonus coins each month; the yearly plan adds 600. - **Xotic AI:** $24.99 monthly or $149.99 a year, with 1,000 XOT a month. A second tier, Elite, is $74.99 a month. Over a year, SecretCrush AI saves you $42.11 on the yearly plans and $96.00 if you pay month by month. Premium on **SecretCrush AI** also brings premium models, custom and in-chat AI video generation, exclusive AI image generation, character design, all adult content unlocked, a personalised chat experience, unlimited chat support, early access to new features and full content privacy. ## What coins buy: images and video **Images.** An image is 6 coins on SecretCrush AI and 50 XOT on Xotic. From the monthly allowance that is 500 ÷ 6 = 83 images against 1,000 ÷ 50 = 20. Ours arrive in about 10 to 15 seconds. **Video.** A SecretCrush AI video is a 5-second clip made from a picture for 75 coins, ready in about 40 seconds: 6 clips from the monthly allowance. Xotic's first 5 seconds cost 250 XOT, which is 4 clips from its allowance. **Messages.** Ordinary one-to-one chat never spends coins on a SecretCrush AI plan. ### A worked month Take someone who makes 30 images and 3 short videos in a month. | | SecretCrush AI | Xotic AI | |---|---|---| | 30 images | 180 coins | 1,500 XOT | | 3 videos, 5 seconds | 225 coins | 750 XOT | | Total needed | 405 coins | 2,250 XOT | | Included in the monthly plan | 500 coins | 1,000 XOT | | Top-up needed | None, 95 coins left over | Small pack, 2,200 XOT for $19.99 | | **Cost of the month** | **$16.99** | **$44.98** | Unlimited messages, advanced memory and 500 coins every month for $16.99, or $8.99 a month on the yearly plan. [See SecretCrush AI plans](https://secretcrush.ai/pricing) ## Free tier: 10 messages a day vs 5 A free **SecretCrush AI** account gets 10 messages a day, renewed every day with no card needed, plus 20 welcome coins, enough for three images. You can also [build your own character](https://secretcrush.ai/create/character) on a free account; the only cost is 6 coins for the character's photo. Xotic gives a free account 5 messages a day on its free model and one custom character. ## Chat and roleplay Roleplay is where **SecretCrush AI** is strongest. Characters keep the scene going, stay true to who they are and remember what happened, so a story can run for weeks. Each turn comes with three one-tap reply suggestions, plus regenerate, edit and delete, and you can ask for a picture or a video right inside the chat. Xotic offers several chat models and per-chat settings. It also adds voice calls, live avatar calls and group chats, which SecretCrush AI does not offer today; if you mainly want one character and a story that feels real, that is what we built for. ## How we checked Xotic figures come from its own help docs and plans page, read on 14 October 2026; SecretCrush AI figures are our own current prices and limits. For more apps side by side, see [what an AI companion app really costs](https://secretcrush.ai/blog/ai-girlfriend-pricing-compared), [SecretCrush AI vs OurDream AI](https://secretcrush.ai/blog/secretcrush-vs-ourdream-ai) and [the best AI girlfriend apps](https://secretcrush.ai/blog/best-ai-girlfriend-apps). Meet a character tonight: 10 free messages every day, images in about 10 seconds. [Start free on SecretCrush AI](https://secretcrush.ai/) ## FAQ **Q: Is SecretCrush AI cheaper than Xotic AI?** A: Yes. SecretCrush AI Premium is $16.99 a month or $107.88 a year ($8.99 a month), against $24.99 a month or $149.99 a year for Xotic AI. SecretCrush AI also includes 83 images a month from its coin allowance, against 20 on Xotic. **Q: How many images does each subscription include?** A: SecretCrush AI Premium includes 500 coins a month (600 on the yearly plan) and an image costs 6 coins, which is 83 images, each ready in about 10 to 15 seconds. Xotic's plan includes 1,000 XOT and an image costs 50 XOT, which is 20 images. **Q: How many free messages do you get on each?** A: SecretCrush AI gives a free account 10 messages a day, renewed every day, with no card needed. Xotic gives a free account 5 messages a day on its free model. **Q: Can you buy extra coins without a subscription?** A: On SecretCrush AI, yes: coin packs from $10 for 300 coins are open to free accounts, and bought coins never expire. Xotic's XOT packs start at $19.99 and need an active subscription. **Q: How fast are images and videos on SecretCrush AI?** A: An image takes about 10 to 15 seconds and a video clip about 40 seconds, and both can be requested right inside the chat. On many other apps an image takes 30 to 60 seconds and a video one to two minutes or more. **Q: Can you see the prices before signing up?** A: On SecretCrush AI, yes: every plan and coin pack is on the pricing page, and the coin cost of an image is shown on the image generator, without signing in.